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$674,000
2529709 MLS ACTIVE Status
Incredible Investment Opportunity in Lowell! Private & versatile duplex with massive garages tucked away in a private, serene setting within Everett’s desirable Lowell neighborhood, this accommodating duplex offers an exceptional opportunity for savvy investors! Rent both or live in one and rent the other. Each spacious 2-bed, 1-bath unit features a comfortable layout, a welcoming living room, and a primary bedroom with a large closet and the ultimate highlight- an enormous, finished 806 sq ft 2-car tandem garage with abundant storage! Comfort is guaranteed year-round with separate gas forced-air furnaces (Unit A updated in 2022) complemented by efficient ductless mini-split systems (3 heads per unit: one in each bedroom and the living room). The property boasts low-maintenance Hardiplank siding, durable composite decking with aluminum railings, retractable awnings, and a fully fenced side yard with dedicated garden beds on the north side. Inside, Unit B shines with updated modern vinyl flooring, granite countertops, built-in cabinetry, stainless steel appliances and new two panel solid wood doors. Unit A features solid wood doors, and a beautifully remodeled full bath featuring a single vanity and dedicated laundry. Separate gas and electrical meters, individual strapped hot water tanks, and a highly accessible location make this Lowell duplex a rare find!

2320 Ravenna Street, Everett

Listing courtesy of Redfin.

$445,000
2530259 MLS PENDING Status
Imagine finishing your morning coffee on one of two decks, picturing the home you're about to create and the rental income waiting on the other side. That's the opportunity here. This 2,008 sq ft, 2-story home has already been converted into two separate units, one upstairs and one down. Both units have 2 bedrooms, 1 full bathroom and are ready for your personal touch, giving you the rare chance to customize finishes, choose your own palette, and build equity along the way. Some big ticket items are already handled: newer furnace and ducting, tankless hot water system, cedar front deck, and perimeter fencing. Upstairs, you'll enjoy vaulted ceilings in a generous living room anchored by a gas fireplace, a spacious kitchen with tons of counter space and a cozy eating nook, and a large primary suite with his-and-her closets. Downstairs, the 2 bedroom, 1 bathroom unit is ready to be polished into a rental suite or a perfect space for extended living once you've made it your own. Minutes from Boeing, walkable to shops and restaurants, and with quick access to Highway 99 and I-5, the location checks every box. Invest the effort today. Enjoy the rewards for years to come. Buyer to verify all to own satisfaction.

929 Pecks Drive, Everett

Listing courtesy of KW North Sound.

$525,000
3 Beds 1 Baths 2529424 MLS PENDING Status
PRICE IMPROVEMENT! Welcome to Totem Park—where comfort, convenience, and community come together! Nestled on a quiet lane in desirable Arlington, this well-maintained home offers an inviting layout with spacious living areas, 3 bedrooms and 1 bathroom. The open-concept kitchen flows seamlessly into the dining and living spaces, creating the perfect setup for everyday living and entertaining alike. Enjoy outdoor living in the large usable yard with matured fruit trees and room to garden, play, or unwind. A large shed provides tons of storage and workspace or could be converted into a detached garage. Conveniently located near shopping, dining, schools, and easy commuter routes, this move-in ready home is a fantastic opportunity to enjoy all that Arlington has to offer. Home has been pre-inspected!

4012 Totem Park Lane, Arlington

Listing courtesy of Redfin.

$949,500
4 Beds 2 Baths 2529982 MLS PENDING Status
At the end of a quiet private road in Brier, this fully remodeled 4-bedroom, 2-bathroom home sits on over 16,000 square feet and makes an immediate statement. The striking charcoal exterior with warm wood accent panels, a mature Japanese maple, and towering evergreens delivers curb appeal that is both bold and refined. Inside, the open concept layout has been completely reimagined. A designer kitchen features a large island with bar seating, warm wood lower cabinetry, white uppers, quartz countertops, stainless appliances, and pendant lighting. The living area is anchored by a floor-to-ceiling slatted wood panel wall and a classic brick fireplace, creating warmth and texture that stops you mid-step. A dedicated dining room with a statement chandelier and slider to the backyard completes the flow. The primary suite offers a spacious walk-in closet and a spa-caliber ensuite with floor-to-ceiling subway tile, a glass-enclosed shower with checkered marble floors, double vanity, arched mirrors, and gold fixtures. A second renovated bathroom with a dramatic black vessel sink and marble-look tile serves the remaining bedrooms. New doors and trim throughout tie it all together. The backyard is expansive and private, wrapped in mature trees with a large lawn and fire pit area. A detached two-car garage and the seclusion of a private road round out an offering that is genuinely hard to replicate in Brier at any price point.

2420 236th Street SW, Brier

Listing courtesy of eXp Realty.

$445,000
4 Beds 2 Baths 2529462 MLS PENDING Status
Imagine finishing your morning coffee on one of two decks, picturing the home you're about to create and the rental income waiting on the other side. That's the opportunity here. This 2,008 sq ft, 2-story home has already been converted into two separate units, one upstairs and one down. Both units have 2 bedrooms, 1 full bathroom and are ready for your personal touch, giving you the rare chance to customize finishes, choose your own palette, and build equity along the way. Some big ticket items are already handled: newer furnace and ducting, tankless hot water system, cedar front deck, and perimeter fencing. Upstairs, you'll enjoy vaulted ceilings in a generous living room anchored by a gas fireplace, a spacious kitchen with tons of counter space and a cozy eating nook, and a large primary suite with his-and-her closets. Downstairs, the 2 bedroom, 1 bathroom unit is ready to be polished into a rental suite or a perfect space for extended living once you've made it your own. Minutes from Boeing, walkable to shops and restaurants, and with quick access to Highway 99 and I-5, the location checks every box. Invest the effort today. Enjoy the rewards for years to come. Buyer to verify all to own satisfaction.

929 Pecks Drive, Everett

Listing courtesy of KW North Sound.

$650,000
3 Beds 1 Baths 2529099 MLS PENDING Status
Welcome to this beautifully maintained home in Everett, offering comfort, charm, and functionality in a prime location. Step inside to fresh interior updates, abundant natural light, and a layout that lives larger than expected. The inviting living spaces flow seamlessly into the dining area and updated kitchen, creating an ideal setting for both everyday living and entertaining. The spacious bedrooms offer flexibility and comfort, while the newly updated bathroom adds a modern touch. A dedicated laundry area provides added convenience and extra storage. Outside, enjoy a generous backyard with room to relax, garden, or entertain, plus outdoor features that make the space feel like your own private retreat. Additional highlights include major system updates, ample parking and storage, and easy access to shopping, dining, parks, and commuter routes. A wonderful opportunity to own a move-in ready home that blends timeless charm with thoughtful modern updates. Pre-inspected! Septic system has been recently pumped and inspected.

102 137th ST SW, Everett

Listing courtesy of Real Broker LLC.

$989,900
5 Beds 3 Baths 2500296 MLS PENDING Status
ARTFUL ELEGANCE… Comfort & Energy Efficiency: High efficiency furnace, A/C, tankless H20 heater; WA Energy Services insulation pkg; * Outdoor Living: 500 sq ft TimberTek deck; 500 sq ft backyard patio; .27 ac lot; raised garden, fruit trees/plants, rose garden; * Smart Home Tech: digital entry; exterior lighting, Ziply fiber-optic internet; * Interior: grand entry w/double doors, marble flooring, & curved staircase; flooring-Terrazzo, hardwood; marble f/p, finished basement w/gas f/p; mudroom; storage room; * Kitchen: updated-Huntwood cabinets, granite counters, SS appliances, coffee bar, recessed lighting; Flex space: home office w/ ext entrance; rec/theater room w/remote controlled blackout blinds; * 2 car garage+RV/boat parking; * Windows: vinyl, gas filled windows; top-down bottom-up blackout blinds in all bedrooms; sunshades; * recent upgrades: ext paint; gutters/downspouts; primary bath & powder room * Bedrooms: oversized w/lg closets; territorial views inc sunrise/full moon/fireworks * EXTRAS: 2nd fridge in garage; Costco metro shelving (4 racks); Electric fireplace/heater/TV stand (freestanding); Wardrobe; Full size bed frame and mattress; Bathroom cabinet (freestanding); 3 barstools; HOME WARRANTY! Many more features not listed... contact your Broker for complete list.

20707 31st Place W, Lynnwood

Listing courtesy of North Pacific Properties.

$625,000
2 Beds 1 Baths 2527750 MLS ACTIVE Status
Tucked away on a private dead-end street in the Oso area of Arlington, this charming 2-bedroom, 1-bath home offers peaceful medium-bank frontage on the Stillaguamish River. Set on a level 1-acre lot, the approximately 1,100 sq ft home features large windows that capture beautiful river views and fill the living spaces with natural light. Enjoy the outdoors from the spacious deck, ideal for relaxing or entertaining. Recent updates include new paint, LVP flooring and bathroom vanity, making the home move-in ready. The property also includes a detached garage, carport, and an outbuilding with flexible space for a home office, gym, guest area, studio or additional storage. Plenty of room for gardening and outdoor enjoyment in this serene riverfront setting. Fenced yard, RV parking and no HOA or flood insurance required. Call this amazing riverfront property home just in time for summer!

30722 223rd Avenue NE, Arlington

Listing courtesy of Windermere RE Arlington.

$759,000
4 Beds 2 Baths 2527100 MLS CONTINGENT Status
ACCEPTING BACKUP OFFERS! COME VIEW. Seller offering 5k towards rate buydown/cc. Spacious & beautifully maintained daylight rambler in a highly convenient S. Everett location offering flexibility, functionality & incredible parking/storage options rarely found at this price point. Situated on an expansive lot w/potential for multigen living, home business, hobby storage, or future ADU (buyer to verify), this property combines everyday comfort w/long-term versatility. Inside, you’ll find a generous floorplan w/multiple living spaces, natural light, & a layout ideal for extended living arrangements or flexible work-from-home needs. Upstairs offers 2 bed/1bath/living area + kitchen. The daylight basement w/2 bed, 1 bath, + living area w/fireplace creates separation of space. Outside, enjoy the large, covered deck perfect for entertainment. Recent updates provide peace of mind, including a brand-new roof as well as a newer water heater & updated kitchen w/granite. One of the standout features of this property is the outdoor space & parking capacity. The oversized lot offers 2-car garage w/tons of additional parking along with 2 massive covered RV/boat/toy parking structures totaling approximately 1,200 sq ft. W/roughly 15 ft between the eaves, these structures provide clearance & flexibility. This setup is increasingly hard to find. The property is also across from open public land. Located near I-5, Boeing, shopping, restaurants, parks, schools, bike route & everyday amenities.

1812 74th Street SE, Everett

Listing courtesy of KW Everett.

$624,000
3 Beds 2 Baths 2526481 MLS ACTIVE Status
Charming 1910 two-story home, with basement, in the heart of downtown Everett! This inviting 3-bedroom, 2-bath home blends timeless character with thoughtful modern updates, creating the perfect mix of charm and functionality. Inside, you’ll find a beautifully renovated kitchen, brand new carpet throughout and newly created spiral staircase access to the basement, adding both convenience and unique style. Large windows bring in ample natural light while the classic layout offers comfortable living spaces full of warmth and personality. Outside, the property offers valuable alley access and exceptional future potential with the possibility to build up to two DADUs, making this an exciting opportunity for investors, multigenerational living or anyone looking to maximize long-term value. Ideally situated near downtown Everett’s shopping, dining, waterfront, parks and entertainment, this property combines historic charm, modern updates and development potential in one prime location.

2117 Lombard Avenue, Everett

Listing courtesy of RE/MAX Elite.

$364,000
2 Beds 2 Baths 2526059 MLS ACTIVE Status
Dreaming of the downtown Edmonds lifestyle, but the price tag keeps it out of reach? Here’s your opportunity to enjoy the best of Edmonds without the downtown price tag.Welcome to Maplewood Manor, a spacious and inviting home offering more than 1,000 square feet living space in a peaceful residential setting. With two bathrooms, walk-in closet, covered parking, and convenient elevator access, everyday living is easy with no stairs required. Freshly painted and updated with new interior doors and beautiful floors, this home is move-in ready. Location is hard to beat. With a bus stop conveniently located just outside the secure entrance, you’re only a quick two-minute ride from the heart of downtown Edmonds. Enjoy the Saturday Market, waterfront, restaurants, shops, and all the charm of downtown Edmonds—without the hassle of searching for parking. At Maplewood, residents enjoy resort-style amenities, including a beautiful swimming pool and meticulously maintained grounds. The neighborhood itself is a hidden gem, tucked into a lovely residential setting with walking trails and easy access to Yost Park, shopping, dining. Just as appealing is the sense of community. Maplewood offers a friendly, diverse, and welcoming atmosphere where neighbors connect and the surroundings feel well cared for. If you’ve been dreaming of the downtown Edmonds lifestyle but thought it was out of reach, this may be the opportunity you’ve been waiting for. Why look any further?

8516 196th Street SW Unit #204, Edmonds

Listing courtesy of COMPASS.

$639,000
3 Beds 1 Baths 2525297 MLS ACTIVE Status
Welcome to this inviting country home that sits on nearly three flat acres with a small forest tucked away in the backyard. Acreage this close to the city is getting harder to find, let alone acreage that stays dry year round. Truly a must see. Motivated sellers with multiple recent price improvements. With only two previous owners, for 42 years, it has been the beating heart for decades. If these walls could talk, they'd share a rich legacy while spanning generations of joyous celebrations, deep friendships and cherished lives. This is far more than a house; it's a warm soulful haven ready for you to bring your vision and add your personal touch. Come begin your story here!

21911 123rd Avenue NE, Arlington

Listing courtesy of Infinity Properties.

$850,000
2527561 MLS ACTIVE Status
A rare income-producing triplex on an expansive double lot (14,374.8 sq ft) with ADU potential. This property features three fully separate living units — each with its own private entrance, kitchen, and bathroom — offering true independent living and multiple income streams for investors or owner-operators. The main-floor unit includes 6 individually rented bedrooms sharing common living space, generating strong, consistent room-by-room income. The upstairs unit offers 2 bedrooms and approximately 1,000 sq ft of living space. The lower level is a private 1-bedroom apartment, ideal for additional rental income or onsite management. In total, the property offers 9 bedrooms across 3 fully separate units, with strong existing cash flow and significant upside. Additional potential includes reconfiguring existing space for even greater occupancy, plus a detached garage offering storage, parking, or future conversion possibilities. A true triplex with three distinct living spaces, a spacious double lot, and proven income — a standout opportunity for investors in Everett.

3732 Rockefeller Avenue, Everett

Listing courtesy of Real Broker LLC.

$535,000
3 Beds 1 Baths 2525914 MLS PENDING Status
Discover the charm of this classic 1901 Craftsman nestled in North Everett. Offering 1,226 sq ft of finished living space, this 3-bedroom, 1-bath home blends historic character with everyday comfort. The main level features defined living, dining, and kitchen spaces, along with an inviting entry and convenient utility room. Interior finishes include laminate, ceramic tile, and wall-to-wall carpet, complemented by ceiling fans and a full suite of appliances—refrigerator, stove/range, microwave, dishwasher, and disposal. Situated on a level 6,098 sq ft lot, the property provides excellent outdoor usability with a fully fenced yard, spacious deck, and alley access to the detached one-car garage. Exterior features include wood siding, composition roof, curbs, sidewalks, and paved street frontage. Additional site amenities include cable TV availability and access to nearby athletic courts. Located within the Everett School District and served by Hawthorne Elementary, North Middle School, and Everett High, this home offers both convenience and community. A wonderful opportunity to own a well-maintained Craftsman with timeless appeal.

918 Maple Street, Everett

Listing courtesy of Marketplace Sotheby's Intl Rty.

$799,950
3 Beds 2 Baths 2527079 MLS ACTIVE Status
PRIVATE GARDEN HOME IN HISTORIC SNOHOMISH~ Rare opportunity to own a beautifully remodeled private retreat in the heart of Historic Snohomish! Nestled on a beautifully landscaped lot with mountain views, this one-of-a-kind property offers the perfect blend of privacy and convenience, just moments from downtown shops, dining, parks, and year-round community events. Enjoy lush gardens, mature fruit trees, outdoor entertaining spaces, and two charming solar-powered cottages ideal for a home office, art studio, gym, guest space, homeschool room, hobby shop, or peaceful retreat. The thoughtfully updated home is truly move-in ready and designed for modern living with quality finishes throughout. The spacious yard provides room to garden, entertain, relax, and enjoy the beauty of every season while still being close to everything Snohomish has to offer. This is more than a home—it's a lifestyle. Properties offering this combination of privacy, flexibility, and charm rarely become available. Whether you're working remotely, looking for extra space for hobbies or creative pursuits, or simply wanting a peaceful setting without sacrificing convenience, this property delivers. Imagine morning coffee overlooking the gardens, evenings entertaining under the stars, and having detached spaces that can evolve with your needs for years to come. A truly special property that must be experienced in person to fully appreciate everything it has to offer.

1202 Pine Avenue, Snohomish

Listing courtesy of Gilpin Realty, Inc..

$215,000
1 Beds 1 Baths 2526914 MLS ACTIVE Status
Second-floor condo in Shadow Wood in Lynnwood. Features 1 bedroom, 1 bath, open living & dining area, private deck. This well-maintained home has been updated throughout, including tile entry, granite slab kitchen counter, SS steel appliances, freshly painted millwork, creating a clean and modern feel. The unit faces Unit faces South and East, allowing for abundant natural light throughout the day, while main living areas overlook towering evergreen trees, offering a peaceful and private setting. Community amenities include: One assigned Parking Space, Guest Parking, Extra Storage, Clubhouse, Pool, Laundry Facilities, Picnic Area. Ideally located with convenient access to Alderwood Mall, I-5, Highway 99, Light Rail & major employment in Seattle and the surrounding areas. New washer/dryer installed in unit.

4823 180th Street SW Unit #H-204, Lynnwood

Listing courtesy of MLS4owners.com.

$1,200,000
3 Beds 2 Baths 2521786 MLS ACTIVE Status
59' of Waterfront! Welcome to one of Lake Shoecraft’s most iconic waterfront opportunities—offered for the first time in over 40 years. Set on a rare .69-acre / 30,056 sq ft low-bank waterfront lot, this private retreat captures the essence of Pacific Northwest lake living with a gently sloping shoreline, large private dock, and exceptional year-round enjoyment. Lake Shoecraft is a rare setting allowing waterskiing and wakeboarding, creating the ideal semi-private lake escape. Thoughtfully updated and meticulously maintained, the 3-bedroom, 2-bath home offers stunning lake views, including Mount Baker vistas from the living room. Interior features include a walk-in pantry, oversized laundry room with extensive storage, jetted soaking tub, walk-in showers, upstairs lakeview balcony, airtight woodstove, tankless water heater, water softener, and forced-air heat pump with heating and cooling. A 24kw Generac whole-home standby generator adds year-round peace of mind, while the rare 4-bedroom septic system offers future expansion or potential ADU flexibility (buyer to verify). Outside, enjoy the spacious 22x30 detached garage and lean-to plus a shop with finished office space and built-in storage. Covered RV parking with full 50-amp hookups, lake-fed irrigation, abundant parking, garden shed, and an incredible two-level redwood entertaining deck complete this rare waterfront offering on coveted Lake Shoecraft.

5405 141st Place NW, Stanwood

Listing courtesy of John L. Scott Snohomish.

$197,500
1 Beds 1 Baths 2523616 MLS ACTIVE Status
Fantastic opportunity for first-time homebuyers or investors! This beautifully updated and well-maintained end-unit condo offers comfortable, move-in ready living in the heart of Lynnwood. Enjoy a bright and open layout featuring spacious living and dining areas, stylish updates throughout, fresh finishes, and abundant natural light. The kitchen showcases quartz countertops, updated fixtures, and modern touches, while the generously sized bedroom and full bath provide both comfort and functionality. Relax on the ground-floor patio with peaceful creek-side surroundings and convenient access to the common outdoor area. Additional features include secure building access, assigned parking, nearby laundry, and a spacious storage area conveniently located on the same floor as the unit. With low HOA dues, no rental cap, and no special assessments, this is an excellent long-term investment opportunity. Prime location just minutes from I-5, I-405, Hwy 99, Alderwood Mall, shopping, restaurants, Wilcox Park, Lynnwood Recreation Center, transit options, and the Lynnwood Light Rail station.

19411 56th Avenue W Unit #115, Lynnwood

Listing courtesy of Rain Town Realty + JPAR.

$2,180,000
2523216 MLS ACTIVE Status
Exceptional mixed-use investment & redevelopment opportunity in the heart of Lynnwood, this well-positioned commercial property features 3 professional office suites on lower level & a high-visibility retail storefront above, creating an attractive income-producing asset with significant future redevelopment potential for investors, developers, or owner-users looking to capitalize on one of the region’s fastest-growing urban corridors. Strategically situated in a high-traffic commercial corridor, the property benefits from exceptional street frontage, strong daily traffic counts, & prominent signage exposure, helping drive consistent visibility for businesses operating within the building. Just minutes from Lynnwood City Center Station on the expanding Link Light Rail system significantly enhances long-term value, offering direct transit connectivity to downtown Seattle, Bellevue, & Sea-Tac Airport while supporting the rapid growth of transit-oriented development thru-out the surrounding area. The property’s flexible layout supports multiple revenue streams today while offering compelling future repositioning opportunities. Existing office suites are well suited for services: medical, legal, financial, insurance, tech, consulting, real estate, or creative studio uses, while the retail storefront provides an ideal setting for boutique retail, restaurant concepts, specialty service providers & so much more! Option to lease @$9k mo, house could be incl in sale at separate price.

16404 Highway 99, Lynnwood

Listing courtesy of John L. Scott, Inc..

$749,000
2 Beds 1 Baths 2518101 MLS ACTIVE Status
Charming two-bedroom rambler in the heart of the Edmonds Bowl, offering easy single-level living in a prime location. Just minutes to downtown shops, restaurants, the waterfront park, and the ferry. This home combines comfort, convenience, and the best of a relaxed life-style. The fully renovated kitchen includes new cabinets, quartz countertops, Subway tile backsplash, and Frigidaire stainless steel appliances. Fully renovated bathroom includes new tiled shower/tub, along with new toilet, sink and vanity. Since purchasing the home in 2019, the seller has added a deck and a fence. She had new blinds installed in 2020 and she had the electrical system updated in 2023. The home has been meticulously maintained, showing consistent pride of ownership. This Edmonds Bowl rambler offers both accessibility and neighborhood appeal. What a great place to call home! The seller has had the driveway repaired.

1010 Main Street, Edmonds

Listing courtesy of The Preview Group.

$849,950
3 Beds 2 Baths 2513204 MLS ACTIVE Status
Tucked away in one of Edmonds most desirable enclaves and nestled off a cul-de-sac, we are pleased to present you this GEM of a home! Personality from the curb with mature landscape, raised garden beds, and iconic old growth tree naturally set this lot apart. Front observation deck to observe territorial views in nature and enjoy your any time-of-day coffee. On entry, let the style begin! Wide plank flooring and on-point finishes that align with the clean lined exterior appeal. Living room with fireplace to cozy up by and unwind at the end of the day. Stunning open kitchen offers high end finishes and a center island that adds seating for your gatherings. Defined dining room space. Extend your get togethers outdoors to an expansive entertaining deck. Charm and personality abound in the backyard sanctuary! Primary suite with a up to date three-quarter bath en suite. Two additional bedrooms share an updated, stylish full bathroom. This home offers space that lives efficiently. Open, light, and bright! One car garage complimented by a NW portico provides a half carport space. Driveway plus off-street parking. Just a few minutes from downtown Edmonds and the waterfront. A lifestyle in itself! Come and make it all YOURS!

8629 223rd Street SW, Edmonds

Listing courtesy of RE/MAX Town Center.

$480,000
3 Beds 1 Baths 2519580 MLS PENDING Status
Great opportunity for a first-time buyer, investor, or anyone looking for a move-in ready home with room to make it their own! This single-story home offers an updated kitchen with quartz countertops, undermount sink, tile backsplash, stainless steel appliances, and all appliances included for added convenience. Laminate flooring runs through the main living spaces, and additional bonus areas offer extra flexibility to fit a variety of needs. Step outside to enjoy the huge flat backyard with a large patio—perfect for summer BBQs, entertaining, gardening, or simply enjoying the outdoor space. Garden area, large storage shed with power, covered carport, and RV parking add valuable functionality and convenience. Located in a growing area with easy access to commuting routes, shopping, restaurants, schools, and everyday amenities, this home offers comfort, convenience, and exciting potential to make it your own over time.

2115 140th Place NE, Marysville

Listing courtesy of KW North Sound.

Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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